Health and Welfare

For many companies, the largest expense after salaries are costs related to health and welfare benefits for employees. It is therefore absolutely critical that these costs must stay contained. We integrate plan design, administration, compliance, and communication with an eye always on containing costs.

Our expertise, creativity and our strategic partnerships in the industry give us and therefore you a distinct advantage over the competition. We act as your advocate to not only pricing but also in addressing claims. Our growing business allows us to negotiate the best pricing available and also to adjudicate claims to your benefit. At EBNER Financial Group, we are constantly working on programs with carriers and administrative affiliates to help us bring you the best value. Again, we recognize that your success is necessary for our success

Health insurance reform is far from over and it will be dynamic for years to come. The overall health of your employees is vital to productivity within your company. We believe that your first line of defense in keeping your health costs contained is to promote a healthy lifestyle for your employees. We will work with your company to provide wellness and lifestyle programs that will have a significant benefit of more productive employees while helping you contain health insurance costs.

Education and communication are the hallmarks to quality health and welfare benefits. We strive to keep you informed of the developments within the health industry and we also commit to helping you educate and communicate to your employees the importance of good healthy lifestyles. Our approach is to keep our clients informed and educated so that our clients can make informed decisions.